1. Introduction – The Terms and conditions as set out below govern your use of our website; by using our website, you accept the terms and conditions in full. If you disagree with any part of the terms and conditions, do not use our website.
  2. Intellectual Property Rights – Unless otherwise stated, Smart Financial Services Limited, or our licensors own the intellectual property rights in the website and material on the website. Subject to the licence below, all our intellectual property rights are reserved.
  3. Licence to Use Website – You may view, download for caching purposes only, and print pages from the website, provided that: You must not reproduce, duplicate, copy, sell, resell, visit, or otherwise exploit our website or material on our website for a commercial purpose, without our express written consent.
  4. Limitations of Liability – The information on this website is provided free-of-charge for your general information and use only, and you acknowledge that it would be unreasonable to hold us liable in respect of this website and the information on this website.
  5. Cookies – This website may use cookies to monitor browsing preferences. If you do allow cookies to be used, personal information may be stored & used by us, as set out in our Privacy statement.

Whilst we endeavour to ensure that the information on this website is correct, neither we nor any third parties provide any warranty or guarantee as to the accuracy, timeliness, performance, completeness or suitability of the information and materials found or offered on this website for any particular purpose. You acknowledge that such information and materials may contain inaccuracies or errors and we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law.

Your use of any information or materials on this website is entirely at your own risk, for which we shall not be liable. It shall be your own responsibility to ensure that any products, services or information available through this website meet your specific requirements.

To the maximum extent permitted by applicable law we exclude all representations, warranties and conditions (including, without limitation, the conditions implied by law of satisfactory quality, fitness for purpose and the use of reasonable care and skill).

Through this website you are able to link to other websites which are not under the control of Smart Financial Services Limited. We have no control over the nature, content and availability of those sites. The inclusion of any links does not necessarily imply a recommendation or endorse the views expressed within them.

Our liability is limited and excluded to the maximum extent permitted under applicable law. We will not be liable for any direct, indirect or consequential loss or damage arising under this disclaimer or in connection with our website, whether arising in tort, contract, or otherwise – including, without limitation, any loss of profit, contracts, business, goodwill, data, income, revenue or anticipated savings.

Your use of this website and any dispute arising out of such use of the website is subject to the laws of Gibraltar.

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